:root{
  --navy:#0A2463;--maroon:#8B0000;--ink:#202124;--muted:#667085;
  --line:#DFE5EE;--soft:#F5F7FA;--softblue:#EEF2FD;--white:#fff;
  --green:#147D64;--amber:#A56800;--shadow:0 12px 34px rgba(10,36,99,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#F7F9FC;color:var(--ink)}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
a{text-decoration:none;color:inherit}
.hidden{display:none!important}
.app{width:min(1180px,100%);margin:0 auto;padding:16px 16px 72px}
.topbar{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:18px}
.brand{color:var(--navy);font-size:22px;font-weight:900;letter-spacing:-.03em}
.subbrand{color:var(--muted);font-size:12px;font-weight:750;margin-top:2px}
.back,.ghost{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:12px;padding:9px 12px;font-weight:850}
.hero{background:linear-gradient(135deg,#fff,#EFF3FA);border:1px solid var(--line);border-radius:26px;padding:26px;box-shadow:var(--shadow);margin-bottom:18px}
.eyebrow{color:var(--maroon);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}
h1{margin:0;color:var(--navy);font-size:clamp(28px,5vw,44px);line-height:1.04;letter-spacing:-.04em}
.hero p{margin:10px 0 0;color:var(--muted);line-height:1.6;max-width:760px;font-size:14px}
.section-title{font-size:20px;margin:22px 2px 12px;color:var(--ink);letter-spacing:-.02em}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px;box-shadow:0 8px 24px rgba(10,36,99,.04);display:flex;flex-direction:column;text-align:left}
.card:hover{border-color:#C7D3E6;box-shadow:var(--shadow)}
.card h3{margin:0;color:var(--navy);font-size:18px;line-height:1.3}
.card p{margin:8px 0 0;color:var(--muted);font-size:12.5px;line-height:1.55}
.card .go{margin-top:18px;color:var(--maroon);font-size:12px;font-weight:900}
.badge{display:inline-flex;width:max-content;padding:6px 9px;background:var(--softblue);color:var(--navy);border-radius:999px;font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.04em;margin-bottom:10px}
.toolbar{display:flex;gap:10px;flex-wrap:wrap;align-items:center;justify-content:space-between;margin:16px 0 14px}
.filters{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
input,select{border:1px solid var(--line);background:#fff;border-radius:12px;padding:10px 12px;outline:none;color:var(--ink)}
input[type=search]{min-width:230px}
.summary{color:var(--muted);font-size:12px;font-weight:750}
.state{background:#fff;border:1px dashed #BCC8DA;border-radius:18px;padding:28px;text-align:center;color:var(--muted);line-height:1.6}
.loader{width:24px;height:24px;border-radius:50%;border:3px solid #DBE3F0;border-top-color:var(--navy);animation:spin .75s linear infinite;margin:9px auto}
@keyframes spin{to{transform:rotate(360deg)}}
.qcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;margin-bottom:12px;box-shadow:0 6px 18px rgba(10,36,99,.03)}
.qhead{display:flex;gap:12px;align-items:flex-start}
.qnum{min-width:36px;height:36px;border-radius:11px;display:grid;place-items:center;background:var(--softblue);color:var(--navy);font-weight:900;font-size:12px}
.qbody{flex:1;min-width:0}
.qtext{font-weight:760;line-height:1.55;font-size:15px;white-space:pre-wrap}
.meta{display:flex;gap:7px;flex-wrap:wrap;margin-top:9px}
.meta span{background:#F7F9FC;color:var(--muted);font-size:10px;border-radius:8px;padding:5px 7px;font-weight:750}
.options{display:grid;gap:6px;margin-top:11px}
.option{background:#F8FAFD;border:1px solid #EDF1F7;border-radius:10px;padding:9px 10px;font-size:12px}
.primary{margin-top:12px;border:0;background:var(--navy);color:#fff;border-radius:11px;padding:9px 12px;font-weight:850}
.answer{margin-top:13px;padding:14px;background:#F8FAFD;border:1px solid var(--line);border-radius:13px;line-height:1.65}
.answer-label{font-size:10px;text-transform:uppercase;letter-spacing:.07em;font-weight:900;color:var(--maroon);margin-bottom:5px}
.loadmore{display:block;margin:18px auto 0;border:1px solid var(--navy);background:#fff;color:var(--navy);border-radius:12px;padding:10px 16px;font-weight:850}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin:4px 0 16px}
.tab{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:9px 13px;font-weight:850}
.tab.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.notice{background:#FFF9ED;border:1px solid #F4D9A8;color:#714B12;border-radius:15px;padding:13px 14px;line-height:1.5;font-size:12px;margin-bottom:14px}
.sem-banner{background:var(--navy);color:#fff;border-radius:22px;padding:18px 20px;margin-bottom:16px}
.sem-banner .small{opacity:.72;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.07em}
.sem-banner h2{margin:4px 0 0;font-size:24px}
@media(max-width:900px){.grid,.grid.four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){
  .app{padding:12px 12px 60px}.hero{padding:21px;border-radius:22px}
  .grid,.grid.four{grid-template-columns:1fr}
  .filters{display:grid;grid-template-columns:1fr 1fr;width:100%}
  .filters>*{width:100%;min-width:0!important}.filters input[type=search]{grid-column:1/-1}
  .qhead{gap:9px}
}